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Add cards by their address. Each column is the same disclosure the product page shows, in the same order, with the same links to the document each value was read from.
Bank of America
- APR for purchasesIntroductory rate shown first.
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewardsAll applicants19.49%–28.24% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewardsNo credit score25.74% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewardsCredit score 619 or less26.74% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewardsCredit scores from 620 to 71926.24% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewardsCredit score of 720 or greater21.74% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewards
- APR for balance transfers
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewards
- APR for cash advances
- 27.74%–29.24% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewards
- Penalty APRCharged after a late or returned payment.
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- Paying interestThe grace period on new purchases.
- 25 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewards
- Annual fee
- Annual$95Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewards
- Transaction fees
- Cash advance5% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewardsBalance transfer4% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewardsForeign transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewards
- Penalty fees
- First late fee$29Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewardsRepeat late fee within six billing cycles$40Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewardsReturned payment—
- Other fees
- Monthly Custom Pay Plan Fee$0Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewardsOver limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewardsPurchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewards
- Source
- Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-premium-rewards · captured 2026-09-06