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Bank of America

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeEnjoy no annual fee and no international transaction fees while earning points on all purchases.​Bank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction$0, Enjoy no annual fee and no international transaction fees while earning points on all purchases.​Bank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Penalty fees
Late payment—
Returned payment—
Other fees$0, Maintain a fleet of cards for your employees at no additional cost with ability to monitor all transactions.Bank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Signup bonuspoints award50,000 points. Qualifying purchase amount is not disclosed. Qualification deadline is not disclosed. Award posting timing is not disclosed. Offer expiration not disclosed. 50,000 online bonus points offerBank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Travel purchases made at BofA TravelNot disclosed3 points per $1. See source conditions for eligible purchases.Bank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
RewardsNot disclosed3 points per $1. See source conditions for eligible purchases.Bank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
RewardsNot disclosed1.5 points per $1. See source conditions for eligible purchases.Bank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards conditionsTravel purchases made at BofA TravelPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 3 pointsBank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards source conditionsTravel purchases made at BofA Travelfor every $1 spent on travel purchases made at BofA TravelBank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards conditionsRewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 3.00 pointsBank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards source conditionsRewardsfor every $1 in travel purchases made at BofA TravelBank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards conditionsRewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 1.5 pointsBank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards source conditionsRewardsfor every $1 spent on all other purchasesBank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website