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Add cards by their address. Each column is the same disclosure the product page shows, in the same order, with the same links to the document each value was read from.
Bank of America
- APR for purchasesIntroductory rate shown first.
- 0% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewardsAll applicants17.49%–28.24% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewardsNo credit score25.74% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewardsCredit score 619 or less27.74% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewardsCredit scores from 620 to 71926.74% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewardsCredit score of 720 or greater22.24% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewards
- APR for balance transfers
- 0% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewards
- APR for cash advances
- 27.74%–29.24% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewards
- Penalty APRCharged after a late or returned payment.
- —
- Paying interestThe grace period on new purchases.
- 25 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewards
- Annual fee
- AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewards
- Transaction fees
- Cash advance5% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewardsBalance transfer4% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewardsForeign transaction3% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewards
- Penalty fees
- First late fee$29Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewardsRepeat late fee within six billing cycles$40Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewardsReturned payment—
- Other fees
- Monthly Custom Pay Plan Fee$0Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewardsOver limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewardsPurchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewards
- Balance transfer termsHow long a transfer may be requested for, and how much may be moved.
- Grace period on transfersNoConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewards
- Source
- Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bank-of-america-unlimited-cash-rewards · captured 2026-09-06