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Bank of America

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo annual feeBank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Cash back1.50% cash back. Payment timing is not disclosed. Earn 1.5% cash back on all purchases, plus any Preferred Rewards for Business tiered bonus (if applicable).Bank of America, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Cash back1.50% cash back; up to 2.62% when conditions are met. Payment timing is not disclosed. Earn unlimited 1.5% cash back, or join Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Cashback qualificationsCash back for no fee and earn up to an unlimited 2.62% cash back on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Cash signup bonus$500 cash award. After $5,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. Get a $500 cash rewards bonus after you make at least $5,000 in purchases within 90 days of your account opening.Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Cashback qualificationsCash signup bonusThis online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website