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Bank of Stockton

Product terms with exact source passages
TermValueSource
APR for purchases16%Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfers—
APR for cash advances16%Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Minimum interest charge$1Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Annual feeNo Annual FeeBank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Other fees$5, There will be a reissue charge of $5 for each card the Bank replaces due to loss, theft or mutilation.Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsCash advance · Regular; Purchase · Regular16.00%Bank of Stockton · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website