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Banner Bank

Product terms with exact source passages
TermValueSource
APR for purchasesintroductory rate first
Introductory, 6 months0%Banner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
14.49%–19.49% variableBanner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
APR for balance transfers14.49%–19.49% variableBanner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
APR for cash advances22.49% variableBanner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Minimum interest charge$0Banner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Annual feeNoneBanner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Transaction fees
Cash advance4% of the amount, minimum $10, 4%Banner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Balance transfer4% of the amount, minimum $10, 4%Banner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Foreign transaction2% of the amount, 2%Banner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Penalty fees
Late payment$35, $35Banner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Returned payment$0, NoneBanner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Other fees
Expedited delivery$25, $25Banner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Over limit$20, $20Banner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
APR qualificationsBalance transfer · Regular based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Banner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
APR qualificationsCash advance · RegularThis APR will vary with the market based on the Prime Rate. Banner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
APR qualificationsPurchase · Introductory introductory APR for the first 6 months from account opening.Banner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
APR qualificationsPurchase · Regular based on your creditworthiness. This APR will vary with the market based on the Prime Rate.Banner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Signup bonuspoints award30,000 points. Spend $3,000 on eligible purchases. Qualify within 3 calendar months after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. following your first $3,000 in Qualifying Transactions posted within 3 months after the opening of your Reward Card account. You will receive 30,000 Points with this bonus offer.Banner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Signup source conditions$300 introductory Cash Rewards bonusBanner Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website