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BayCoast Bank
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | — | |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | the greater of $10 or 3% of the amount, Introductory offer of 0% APR on purchases and balance transfers for 6 months. After that, a variable 12.49% to 20.49% APR based on creditworthiness. A balance transfer fee of $10 or 3% of the amount of the transfer, whichever is greater, will apply to each balance transfer. Balance transfers are subject to available credit.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |