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BayCoast Bank

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee—
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Cash back1% cash back. Payment timing is not disclosed. Get rewarded for every dollar you spend by earning 1% cash back on everyday spending that can be used for statement credits or a direct deposit into your checking account.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cashback qualificationsCash back2. Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://baycoastbank.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash signup bonus$50 cash award. After $1,000 in qualifying purchases. Payment timing is not disclosed. Earn a $50 additional cash back bonus once you spend $1,000 in the first three months.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cashback qualificationsCash signup bonus2. Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://baycoastbank.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website