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Banking RegistryReal data. Clear answers.
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BayCoast Bank

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee—
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Cash back1% cash back. Payment timing is not disclosed. Open the door to the exciting world of fine dining, luxurious spas, high-end shopping experiences, live performing arts events, and more with the World Mastercard. You will earn 1% cash back on all purchasesBayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cashback qualificationsCash back3. We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back, as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash back2% cash back. Payment timing is not disclosed. , 2% for gasoline purchases and 3% for dining and travel purchases like airfare, hotel and car rental.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cashback qualificationsCash back3. We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back, as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash back3% cash back. Payment timing is not disclosed. , 2% for gasoline purchases and 3% for dining and travel purchases like airfare, hotel and car rental.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cashback qualificationsCash back3. We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back, as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash signup bonus$500 cash award. After $5,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. Earn a $500 cash back bonus once you spend $5,000 on purchases within the 90 days of account opening.BayCoast Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website