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Beacon Community Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | ||
| Introductory, 6 billing cycles | 0%BEACON COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| 8.99%–15.99%BEACON COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website | |
| APR for balance transfersintroductory rate first | ||
| Introductory, 6 billing cycles | 0%BEACON COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| After | 8.99%–15.99%BEACON COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | 10.99%–17.99%BEACON COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | Our Visa Platinum is a card with no surprises. Our card offers a fixed rate and no annual fee. Have the convenience of a credit card without the hassle of a high interest rate. Access your Visa line on our mobile app or through home branch to do an advance, make a payment, or look at transactions. Same day approvals in most instances.BEACON COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | 2% of the amount, 2.00% of each cash advanceBEACON COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | 2% of the amount, 2.00% of each balance transferBEACON COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | 2% of the amount, 2.00%BEACON COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Other fees | ||
| Documentation | $2, $2.00BEACON COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Expedited delivery | $30, $30.00BEACON COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Replacement card | $10, $10.00BEACON COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsBalance transfer · Introductory; Purchase · Introductory | Introductory APR for a period of six billing cycles.BEACON COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsBalance transfer · Regular; Purchase · Regular | , based on your creditworthiness.BEACON COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsCash advance · Regular | 10.99%BEACON COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |