| APR for purchases | 15.25%–21% variableBELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR for balance transfersintroductory rate first |
| Introductory, 12 months | 0%BELLCO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| After | 15.25%–21% variableBELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | No annual fee.BELLCO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees |
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees |
| Late payment | — | |
| Returned payment | — | |
| Opening conditions | Membership eligibility required.BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR qualificationsBalance transfer · Introductory | 0% introductory APR for the first 12 monthsBELLCO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsBalance transfer · Regular | variable APR thereafter. BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR qualificationsPurchase · Regular | variable APR BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Cash back | 2% cash back. Payment timing is not disclosed.
Unlimited 2% Cash Back* on qualifying Purchases.*** BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Cashback qualificationsCash back | 2.0% of every $1 of Purchases minus credits, returns, and adjustments (“Net Purchase Amount”). Cash Back Rewards are calculated by rounding the Net Purchase Amount to the closest dollar on the last day of the month. Cash Back Rewards for a month shall be added to the Rewards balance on the first day of the next calendar month and can be redeemed as a one-time, monthly, quarterly or annual payment in the form of a statement credit or direct deposit into a Bellco checking or savings account. The minimum redemption amount is $25. Members can earn additional Cash Back from participating merchants for eligible Purchases. BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Cash back | 2% cash back. Payment timing is not disclosed. Earn unlimited 2% Cash BackBELLCO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | 2.0% of every $1 of Purchases minus credits, returns, and adjustments (“Net Purchase Amount”). Cash Back Rewards are calculated by rounding the Net Purchase Amount to the closest dollar on the last day of the month. Cash Back Rewards for a month shall be added to the Rewards balance on the first day of the next calendar month and can be redeemed as a one-time, monthly, quarterly or annual payment in the form of a statement credit or direct deposit into a Bellco checking or savings account. The minimum redemption amount is $25. Members can earn additional Cash Back from participating merchants for eligible Purchases. BELLCO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash signup bonus | $200 cash award. After $2,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. Earn $200 Bonus Cash Back after you spend $2000 in Purchases within the first 90 days of account opening. Bonus Cash Back will be added to your Rewards balance within 8 weeks from the end of the 90-day promotion. To be eligible to redeem Cash Back Rewards, the credit card account must be open and in good standing at the time of the redemption. Cash Back Rewards will expire on the last day of the month, 3 years after the date the Cash Back Rewards were added to your account. Full Program details can be found at BellcoBlueDiamond.com. “Purchases” are defined as any transaction paid with a card or card credentials to a merchant by a cardholder for goods or services either at the Point of Sale (POS) or online (CNP). Some exclusions apply. Please review your rewards program terms and conditions for a list of exclusions.BELLCO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash signup bonus | $200 cash award. After $2,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed.
$200 Bonus Cash Back with $2,000 in Purchases within 90 days of account opening* BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Cashback qualificationsCash signup bonus | Earn $200 Bonus Cash Back after you spend $2000 in Purchases within the first 90 days of account opening. Bonus Cash Back will be added to your Rewards balance within 8 weeks from the end of the 90-day promotion. To be eligible to redeem Cash Back Rewards, the credit card account must be open and in good standing at the time of the redemption. Cash Back Rewards will expire on the last day of the month, 3 years after the date the Cash Back Rewards were added to your account. Full Program details can be found at BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |