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Bellco Credit Union

Product terms with exact source passages
TermValueSource
APR for purchasesintroductory rate first
Introductory, 6 months0%BELLCO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
13.25%–21% variableBELLCO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfersintroductory rate first
Introductory, 12 months1.99%BELLCO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
After13.25%–21%BELLCO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeno annual feeBELLCO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer3% of the amount, minimum $5, Balance transfer fee is either $5 or 3% of the amount of the balance transfer, whichever is greater.BELLCO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
APR qualificationsBalance transfer · Introductory for 12 months on balance transfers that occur in the first 90 days.BELLCO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsBalance transfer · Regular After that, the Standard APR will be 13.25% to 21%BELLCO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsPurchase · Introductory; Purchase · Regularon new purchases for the first 6 months – 13.25% to 21% variable APR thereafterBELLCO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website