| APR for purchases | 10.74%–24.74% variableBelmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | 10.74%–24.74% variableBelmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | 25.74% variableBelmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Minimum interest charge | $1.50Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Annual fee | Variable APR of 10.74-24.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Individual account rates are determined by credit score and credit history. Subject to credit approval and verification of information provided in your application. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: None. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either $10 or 5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee: 3% of the US Dollar amount of the transaction. Late Payment Fee of up to $40. Minimum interest charged is $1.50. We may end any promotional (including introductory) APR(s) and apply the standard APR for Purchases or Balance Transfers, as appropriate, if you make a late payment.Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees |
| Cash advance | 5% of the amount, minimum $10, Variable APR of 10.74-24.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Individual account rates are determined by credit score and credit history. Subject to credit approval and verification of information provided in your application. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: None. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either $10 or 5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee: 3% of the US Dollar amount of the transaction. Late Payment Fee of up to $40. Minimum interest charged is $1.50. We may end any promotional (including introductory) APR(s) and apply the standard APR for Purchases or Balance Transfers, as appropriate, if you make a late payment.Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | 5% of the amount, minimum $10, Variable APR of 10.74-24.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Individual account rates are determined by credit score and credit history. Subject to credit approval and verification of information provided in your application. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: None. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either $10 or 5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee: 3% of the US Dollar amount of the transaction. Late Payment Fee of up to $40. Minimum interest charged is $1.50. We may end any promotional (including introductory) APR(s) and apply the standard APR for Purchases or Balance Transfers, as appropriate, if you make a late payment.Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | 3% of the amount, Variable APR of 10.74-24.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Individual account rates are determined by credit score and credit history. Subject to credit approval and verification of information provided in your application. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: None. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either $10 or 5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee: 3% of the US Dollar amount of the transaction. Late Payment Fee of up to $40. Minimum interest charged is $1.50. We may end any promotional (including introductory) APR(s) and apply the standard APR for Purchases or Balance Transfers, as appropriate, if you make a late payment.Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty fees |
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular | Variable APR of 10.74-24.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Individual account rates are determined by credit score and credit history. Subject to credit approval and verification of information provided in your application. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: None. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either $10 or 5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee: 3% of the US Dollar amount of the transaction. Late Payment Fee of up to $40. Minimum interest charged is $1.50. We may end any promotional (including introductory) APR(s) and apply the standard APR for Purchases or Balance Transfers, as appropriate, if you make a late payment.Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup bonuspoints award | 10,000 points. Spend $3,000 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. Ultimate Card Bonus Points Offer. You will earn 10,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $3,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Points expire after three years. Redeem for travel, gift cards, merchandise and more.Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Purchase rewardsNot disclosed | 1 point per $1. See source conditions for eligible purchases.Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Points expire 3 years from the accrual date. Redemption options: travel, gift cards, merchandise. Earn one Rewards Point for each $1 spent on qualified purchases. Fractional Rewards Points will be rounded down to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points expire after 3 years from the accrual date. See the uChoose Rewards® Program Terms and Conditions Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsPurchase rewards | for every $1 spent and redeem for travel, gift cards, merchandise and more.Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
