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Blue Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | Keep more of what you earn—no annual fee, no surprises.BLUE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Cash back | 1% cash back. Payment timing is not disclosed. 1.00%BLUE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 3% cash back. Payment timing is not disclosed. 3.00% on Gas, Travel, Dining, Office Supplies, and Bills (Utilities, Mobile, Internet)BLUE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash signup bonus | $100 cash award. After $2,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. $100 after spending $2,000 in the first 90 daysBLUE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |