Side-by-side review
Compare terms without losing the source.
Add cards by their address. Each column is the same disclosure the product page shows, in the same order, with the same links to the document each value was read from.
Capital One
- APR for purchasesIntroductory rate shown first.
- 0% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-cardAll applicants16.74%–29.24% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-cardNo credit score26.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-cardCredit scores from 620 to 71926.74% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-cardCredit score of 720 or greater24.74% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-card
- APR for balance transfers
- 0% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-card
- APR for cash advances
- 28.49%–29.24% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-card
- Penalty APRCharged after a late or returned payment.
- —
- Paying interestThe grace period on new purchases.
- 25 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-card
- Annual fee
- AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-card
- Transaction fees
- Cash advance$10 or 5% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-cardBalance transfer3% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-cardForeign transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-card
- Penalty fees
- First late fee$0Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-cardRepeat late fee within six billing cycles$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-cardReturned payment—
- Other fees
- Returned Payment Fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-cardOptional: Identity Theft Protection$15Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-cardOver limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-cardPurchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-card
- Balance transfer termsHow long a transfer may be requested for, and how much may be moved.
- Grace period on transfersNoConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-card
- Source
- Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:capital-one-national-association:discover-it-cash-back-credit-card · captured 2026-09-06