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Capital One
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $150, Annual fee: $150Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Cash back | 2% cash back. Payment timing is not disclosed. 2% cash backCapital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Cashback qualificationsCash back | on every purchase, with no minimums or expiration datesCapital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Cash back | 5% cash back. Payment timing is not disclosed. 5% cash backCapital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Cashback qualificationsCash back | on hotels and rental cars booked through Capital One Business TravelCapital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Cash signup bonus | $2,000 cash award. After $30,000 in qualifying purchases. Payment timing is not disclosed. Spark Cash Plus Welcome Bonus: Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months.Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Cashback qualificationsCash signup bonus | The bonuses are available by starting the application process from this page, and may not be available if you navigate away from or close this page. The bonuses may not be available for existing or previous Capital One Business card holders.Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |