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Banking RegistryReal data. Clear answers.
Banking RegistryReal data. Clear answers.

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BUSINESS REWARDS CREDIT CARDRemove

Central Willamette Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases14.74%–23.25% variableCENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
APR for balance transfersintroductory rate first
Introductory, 12 months1.99%CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
After14.74%–23.25% variableCENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
APR for cash advances14.74%–23.25% variableCENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNoneCENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
Transaction fees
Cash advance2% of the amount, minimum $10, Cash Advance Fee - 2% of transaction with a minimum of $10CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
Balance transfer—
Foreign transaction—
Penalty fees
Late payment$25, Late Payment Fee - $25 per itemCENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
Returned payment$25, Returned Payment Fee - $25 per itemCENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
APR qualificationsBalance transfer · Introductory; Balance transfer · RegularIntroductory Period of 12 months (balance transfers in first 90 days). Offer may not be used to pay existing CW Loans. After that, the applicable APR is based on creditworthiness and the Prime Rate.CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
APR qualificationsCash advance · RegularWhen you open your account, the applicable APR is based on creditworthiness. After account opening, your APR will vary with the market based on the Prime RateCENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
APR qualificationsPurchase · RegularWhen you open a VISA Signature Rewards account, the applicable APR is based on creditworthiness. After account opening, your APR will vary with the market based on the Prime Rate.CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
RewardsNot disclosed1.5 points per $1. See source conditions for eligible purchases.CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website
Rewards conditionsRewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. This is the perfect credit card for businesses with NO annual fee. In addition to earning 1.5 points for every dollar spent, you'll enjoy these other benefits:CENTRAL WILLAMETTE · Page Capture Oct 17, 2026 · Captured Oct 17, 2026Website