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Central Willamette Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases14.49%–23% variableCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfersintroductory rate first
Introductory, 12 months1.99%CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
After14.49%–23% variableCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances14.49%–23% variableCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo annual feesCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance2% of the amount, minimum $10, Cash Advance Fee: 2% of transaction with a minimum of $10CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer—
Foreign transaction—
Penalty fees
Late payment$25, Late Payment Fee: $25 per itemCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Returned payment$25, Returned Payment Fee: $25 per itemCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsBalance transfer · Introductory; Balance transfer · Regular 1.99%; 14.49% - 23.00% CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsCash advance · Regular; Purchase · Regular 14.49% - 23.00% CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Purchase rewardsNot disclosed1.5 points per $1. See source conditions for eligible purchases.CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards: Earn 1.5 points for every $1 spent and redeem for travel, cash, merchandise, and more. Not disclosed1.5 points per $1. See source conditions for eligible purchases.CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsPurchase rewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Rewards: Earn 1.5 points for every dollar spent on purchasesCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsRewards: Earn 1.5 points for every $1 spent and redeem for travel, cash, merchandise, and more. Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Rewards: Earn 1.5 points for every $1 spent and redeem for travel, cash, merchandise, and more. CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website