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Christian Financial Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNoneCHRISTIAN FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer$0, Yes, you can transfer balances from other credit cards to a CFCU credit card. Unlike many other financial institutions, there is no fee to do a balance transfer with Christian Financial.CHRISTIAN FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Cash back1% cash back. Payment timing is not disclosed. 1.00% Cash Back on all purchases plus bonus Cash Back offers throughout the year.CHRISTIAN FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash signup bonus$100 cash award. After $2,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. Earn $100 in Cash Back rewards when you spend $2,000 in the first 90 days.CHRISTIAN FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cashback qualificationsCash signup bonusAPR = Annual Percentage Rate. Rates based on credit history and subject to change without notice. Rates shown are lowest available. In order to be eligible for Over Limit Coverage, you must opt-in. **Applies to purchases only, not cash advances. New Signature card offers apply to brand new accounts only. Upgrades from a Platinum card are not eligible for new card offers.CHRISTIAN FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website