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Citizens Bank
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | Not disclosed | |
| Annual fee | $35, $35 Annual FeeCitizens Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Cash back | 1% cash back. Payment timing is not disclosed. Earn 1% cash back on every dollar you spend and enjoy no cap on cash backCitizens Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash back | The Personal Credit Card lets you choose between a full 1% cash back, with no limit on rewards for qualifying purchases, or the buying power of Platinum benefits. *Credit Cards are issued by Citizens Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |