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City National Bank
| Term | Value | Source |
|---|---|---|
| APR for purchases | 20.75%–24.75% variableCity National Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| APR for balance transfers | 20.75%–24.75% variableCity National Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Minimum interest charge | $0.70City National Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Annual fee | — | |
| Transaction fees | ||
| Cash advance | 3% of the amount, minimum $5, Either $5 or 3% of the amount of each cash advance, whichever is greater.City National Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | up to $15City National Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Late payment | up to $15 — Late Payment Fee up to $15.City National Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Returned payment | up to $20City National Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Returned payment | up to $20 — Returned Payment Fee up to $20.City National Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| APR qualificationsBalance transfer · Regular; Purchase · Regular | 20.75% or 24.75%City National Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Earn 3 Points per $1 spent on airline, hotel, taxi (including Uber and Lyft), limousine, rental car, train, bus, restaurant, fast food, and takeout food dining purchases, and 1 Point per $1 spent on all other purchases.Not disclosed | 3 points per $1. See source conditions for eligible purchases.City National Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Enjoy 3X Points on most travel purchases, airport lounge access and no foreign transactions fees.Not disclosed | 3 points per $1. See source conditions for eligible purchases.City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsEarn 3 Points per $1 spent on airline, hotel, taxi (including Uber and Lyft), limousine, rental car, train, bus, restaurant, fast food, and takeout food dining purchases, and 1 Point per $1 spent on all other purchases. | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 3 Points per $1 spent on airline, hotel, taxi (including Uber and Lyft), limousine, rental car, train, bus, restaurant, fast food, and takeout food dining purchases, and 1 Point per $1 spent on all other purchases.City National Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Rewards source conditionsEarn 3 Points per $1 spent on airline, hotel, taxi (including Uber and Lyft), limousine, rental car, train, bus, restaurant, fast food, and takeout food dining purchases, and 1 Point per $1 spent on all other purchases. | There’s no cap on Points, and your Points do not expire as long as your account remains open and the Rewards Program has not ended.City National Bank · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Rewards conditionsEnjoy 3X Points on most travel purchases, airport lounge access and no foreign transactions fees. | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Enjoy 3X Points on most travel purchases, airport lounge access and no foreign transactions fees.City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |