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City National Bank

Product terms with exact source passages
TermValueSource
APR for purchases18.75%–22.75% variableCity National Bank · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for balance transfers18.75%–22.75% variableCity National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances24.75% variableCity National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Minimum interest charge$0.70City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Annual feePurchasing power with no annual fee, plus access to Visa Signature® Perks and Luxury Hotel Collection.City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance3% of the amount, minimum $5, Either $5 or 3% of the amount of each cash advance, whichever is greater.City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer—
Foreign transaction3% of the amount, 3% of the U.S. dollar amount of each transaction.City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty fees
Late paymentup to $15 — Late Payment Fee up to $15.City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Returned paymentup to $20 — Returned Payment Fee up to $20.City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsBalance transfer · Regular18.75% or 22.75%City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsCash advance · Regular24.75% variable APRCity National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsPurchase · Regular18.75% or 22.75%City National Bank · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
GasolineNot disclosed3 points per $1. See source conditions for eligible purchases.City National Bank · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Dining and groceriesNot disclosed2 points per $1. See source conditions for eligible purchases.City National Bank · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Gasoline purchasesNot disclosed3 points per $1. See source conditions for eligible purchases.City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Dining and groceriesNot disclosed2 points per $1. See source conditions for eligible purchases.City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsGasoline; Dining and groceriesPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 3 Points per $1 spent on gasoline purchases, 2 Points per $1 spent on dining and groceries, and 1 Point on all other purchases.*City National Bank · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards conditionsGasoline purchases; Dining and groceriesPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 3 Points per $1 spent on gasoline purchases, 2 Points per $1 spent on dining and groceries, and 1 Point on all other purchases.City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website