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Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee—
Transaction fees
Cash advance5% of the amount, minimum $5, Cash Advance Fees and Balance Transfer Fees will not be added to your Cash Advance or Balance Transfer balances, respectively.Column National Association · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 4
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—