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Communityamerica Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo Annual FeeCOMMUNITYAMERICA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction$0, No Foreign Transaction FeesCOMMUNITYAMERICA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Penalty fees
Late payment—
Returned payment—
Cash signup bonus$150 cash award. After $2,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed.  earn $150 when you spend $2,000 within the first 90 daysCOMMUNITYAMERICA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Cashback qualificationsCash signup bonusof account openingCOMMUNITYAMERICA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website