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Covantage Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNoCOVANTAGE · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance$2, $2.00COVANTAGE · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Balance transfer$2, $2.00COVANTAGE · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Cash back2% cash back. Payment timing is not disclosed. The CoVantage Credit Union Cash Back Visa® Credit Card offers a generous cash back rewards program, low interest rates, and strong security. Earn 2% cash back on gas and groceries*, and 1% on other purchases. Redeem rewards as a statement credit, electronic deposit, or gift cards. All cardholders are automatically enrolled in the ScoreCard® Cash Back program.COVANTAGE · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Cashback qualificationsCash back Gas and Groceries; 5411, 5541, 5542, 5300COVANTAGE · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Cash back1% cash back. Payment timing is not disclosed. The CoVantage Credit Union Cash Back Visa® Credit Card offers a generous cash back rewards program, low interest rates, and strong security. Earn 2% cash back on gas and groceries*, and 1% on other purchases. Redeem rewards as a statement credit, electronic deposit, or gift cards. All cardholders are automatically enrolled in the ScoreCard® Cash Back program.COVANTAGE · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website