| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | NoCOVANTAGE · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Transaction fees |
| Cash advance | $2, $2.00COVANTAGE · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Balance transfer | $2, $2.00COVANTAGE · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees |
| Late payment | — | |
| Returned payment | — | |
| Cash back | 2% cash back. Payment timing is not disclosed. The CoVantage Credit Union Cash Back Visa® Credit Card offers a generous cash back rewards program, low interest rates, and strong security. Earn 2% cash back on gas and groceries*, and 1% on other purchases. Redeem rewards as a statement credit, electronic deposit, or gift cards. All cardholders are automatically enrolled in the ScoreCard® Cash Back program.COVANTAGE · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Cashback qualificationsCash back |
Gas and Groceries; 5411, 5541, 5542, 5300COVANTAGE · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Cash back | 1% cash back. Payment timing is not disclosed. The CoVantage Credit Union Cash Back Visa® Credit Card offers a generous cash back rewards program, low interest rates, and strong security. Earn 2% cash back on gas and groceries*, and 1% on other purchases. Redeem rewards as a statement credit, electronic deposit, or gift cards. All cardholders are automatically enrolled in the ScoreCard® Cash Back program.COVANTAGE · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |