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Credit Union of America Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeEarn every time you spend! Receive 2% cash back or 2 reward points with every purchase. There are no annual fees, no foreign transaction fees, and you can also receive 7,500 bonus points when you spend $3,000 in the first 90 days.CREDIT UNION OF AMERICA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Signup bonuspoints award7,500 points. Spend $3,000 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. Earn every time you spend! Receive 2% cash back or 2 reward points with every purchase. There are no annual fees, no foreign transaction fees, and you can also receive 7,500 bonus points when you spend $3,000 in the first 90 days.CREDIT UNION OF AMERICA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash back2% cash back. Payment timing is not disclosed. Earn every time you spend! Receive 2% cash back or 2 reward points with every purchase. There are no annual fees, no foreign transaction fees, and you can also receive 7,500 bonus points when you spend $3,000 in the first 90 days.CREDIT UNION OF AMERICA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Purchase rewardsNot disclosed2 points per $1. See source conditions for eligible purchases.CREDIT UNION OF AMERICA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsPurchase rewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn every time you spend! Receive 2% cash back or 2 reward points with every purchase. There are no annual fees, no foreign transaction fees, and you can also receive 7,500 bonus points when you spend $3,000 in the first 90 days.CREDIT UNION OF AMERICA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website