| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | Earn every time you spend! Receive 2% cash back or 2 reward points with every purchase. There are no annual fees, no foreign transaction fees, and you can also receive 7,500 bonus points when you spend $3,000 in the first 90 days.CREDIT UNION OF AMERICA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees |
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees |
| Late payment | — | |
| Returned payment | — | |
| Signup bonuspoints award | 7,500 points. Spend $3,000 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. Earn every time you spend! Receive 2% cash back or 2 reward points with every purchase. There are no annual fees, no foreign transaction fees, and you can also receive 7,500 bonus points when you spend $3,000 in the first 90 days.CREDIT UNION OF AMERICA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 2% cash back. Payment timing is not disclosed. Earn every time you spend! Receive 2% cash back or 2 reward points with every purchase. There are no annual fees, no foreign transaction fees, and you can also receive 7,500 bonus points when you spend $3,000 in the first 90 days.CREDIT UNION OF AMERICA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Purchase rewardsNot disclosed | 2 points per $1. See source conditions for eligible purchases.CREDIT UNION OF AMERICA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn every time you spend! Receive 2% cash back or 2 reward points with every purchase. There are no annual fees, no foreign transaction fees, and you can also receive 7,500 bonus points when you spend $3,000 in the first 90 days.CREDIT UNION OF AMERICA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |