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Credit Union of America Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | No Annual FeeCREDIT UNION OF AMERICA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Purchase rewardsNot disclosed | 1 point per $1. See source conditions for eligible purchases.CREDIT UNION OF AMERICA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. We do have rewards points for both of Credit Union of America's consumer credit cards. CUA's Signature Cash Back card has 2% cash back per dollar spent and you earn 7,500 bonus points for spending $3,000 in the first 90 days. CUA's Platinum Give Back card earns 1 reward point for every dollar you spend.CREDIT UNION OF AMERICA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |