| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $0 Annual FeeCREDIT UNION WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees |
| Cash advance | — | |
| Balance transfer | $0, Earn 2% Cash Back on balance transfers with no balance transfer fee.CREDIT UNION WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees |
| Late payment | — | |
| Returned payment | — | |
| Signup bonuspoints award | 10,000 points. Spend $1,000 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at CREDIT UNION WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup bonuspoints award | 1,000 points. Qualifying purchase amount is not disclosed. Qualification deadline is not disclosed. Award posting timing is not disclosed. Offer expiration not disclosed. You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at CREDIT UNION WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup source conditions | https://dreampoints.com/cuwest/CREDIT UNION WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup bonuspoints award | 10,000 points. Spend $1,000 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at CREDIT UNION WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup bonuspoints award | 1,000 points. Qualifying purchase amount is not disclosed. Qualification deadline is not disclosed. Award posting timing is not disclosed. Offer expiration not disclosed. You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at CREDIT UNION WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| PurchasesNot disclosed | 1.5 points per $1. See source conditions for eligible purchases.CREDIT UNION WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Purchase rewardsNot disclosed | 1.5 points per $1. See source conditions for eligible purchases.CREDIT UNION WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchases | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 1.5 reward points for every dollar you spend on eligible purchases.
CREDIT UNION WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: travel, merchandise, cash back, charitable donations. Earn 1.5 reward points for every dollar you spend on eligible purchases. Redeem online for travel, merchandise, cash back, or even donate them to support your favorite charity.CREDIT UNION WEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |