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Cumberland Valley National Bank & Trust Company
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| Access to fundsCommercial Lines of Credit Open a commercial line of credit When your business needs capital, we have specialized loan solutions to carry you through. A commercial line may be the right solution when you need to purchase equipment, fulfill large purchase orders or undergo office repairs. Talk to CVNB about how your business can use a line of credit, small business equity line or rotating line of credit to manage cash flow while covering major expenses. Q. What is the difference between a business loan versus a line of credit? A. A business loan can be different uses, such as purchase real estate, purchase equipment, leasehold improvements, etc. it is more of a one-time check to your business for purchasing. A line of credit is available to the business for expenses related to the business, such as accounts payable, inventory, equipment, or payroll. A line of credit is designed to be paid down to $0 multiple times within a year, revolving. A business loan is more permanent financing with a fixed payment and fixed terms. Q. What can a business line of credit be used for? A. Inventory, accounts payable, payroll, equipment, business expenses, large purchases, etc. Q. How do I get a line of credit for my business with CVNB? A. Make an appointment with a local lender to discuss your business and your specific needs. | WithheldCumberland Valley National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |