| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | No annual feeDADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees |
| Cash advance | — | |
| Balance transfer | 3% of the amount, minimum $25, maximum $500, *APR = Annual Percentage Rate. Rates as low as 11.40% variable APR based on creditworthiness. Balance transfer fee is 3% of the amount transferred, with a minimum of $25 and a maximum of $500. Credit limits up to $50,000 for qualified borrowers. Reward program subject to terms and conditions. Member eligibility required. Loan programs, rates, and terms may change or be discontinued at any time without notice.DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees |
| Late payment | — | |
| Returned payment | — | |
| Opening conditions | Many business types may qualify, including sole proprietorships, LLCs, corporations, partnerships, and nonprofit organizations, subject to membership and lending requirements.DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Qualifying purchasesNot disclosed | 1 point per $1. See source conditions for eligible purchases.DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsQualifying purchases | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Yes. Cardholders earn one reward point for every dollar spent on eligible purchases.DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
