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Banking RegistryReal data. Clear answers.
Banking RegistryReal data. Clear answers.

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Add cards by their address. Each column is the same disclosure the product page shows, in the same order, with the same links to the document each value was read from.

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REWARDS VISA CREDIT CARDRemove

Directions Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNoDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Transaction fees
Cash advance$0, NoneDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Balance transfer$0, NoneDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Foreign transaction1% of the amount, 1% feeDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Penalty fees
Late payment$25, $25DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Returned payment$25, $25DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Signup bonuspoints award5,000 points. Spend $3,000 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. 5,000 point reward when $3,000 purchased in first 90 days DIRECTIONS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Purchase pointsNot disclosed1 point per $1. See source conditions for eligible purchases.DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Purchase rewardsNot disclosed1 point per $1. See source conditions for eligible purchases.DIRECTIONS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsPurchase pointsPoint posting timing is not disclosed. Point expiration is not disclosed. Redemption options: Gift Cards, Travel, Merchandise. Earn fantastic rewards with a fixed low rate, plus save with Redeem2Erase and Pay with Points features. Earn one point for every dollar you spend that you can redeem for:DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Rewards source conditionsPurchase pointsGift CardsDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Rewards source conditionsPurchase pointsTravelDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Rewards source conditionsPurchase pointsMerchandiseDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Rewards conditionsPurchase rewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn fantastic rewards with a fixed low rate, plus save with Redeem2Erase and Pay with Points features. Earn one point for every dollar you spend that you can redeem for:DIRECTIONS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website