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Dominion Energy Credit Union

Product terms with exact source passages
TermValueSource
APR for purchasesintroductory rate first
Introductory, 15 months0%DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
11.65%–18% variableDOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfersintroductory rate first
Introductory, 15 months0%DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
After11.65%–18% variableDOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances11.65%–18% variableDOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo annual fees and lower interest rates that save you money.DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer3% of the amount, minimum $25, Balance transfer fee is 3% or $25, whichever is greater (excludes existing DECU cards converting to Cash Rewards). Cash advances, credit card checks, and balance transfers are excluded from earning rewards.DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Other APRsoutside the standard boxes0%DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsBalance transfer · Introductory; Balance transfer · Regular; Cash advance · Introductory; Cash advance · Regular; Purchase · Introductory; Purchase · Regular* Annual percentage rate. 0% APR valid for new credit card accounts only for all transactions for the first fifteen months. The introductory rate is not valid on existing Dominion Energy CU balances. After the introductory period, the rate will return to the variable rate for which you qualify, currently 11.65% - 18.00% APR as of October 3, 2026 and subject to change. View current DOMINION ENERGY CREDIT UNION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website