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Downeast Credit Union

APR for purchasesIntroductory rate shown first.
Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
All applicants11.90%–17.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
No credit score16.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Credit score 619 or less17.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Credit scores from 620 to 71912.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Credit score of 720 or greater11.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
APR for balance transfers
0%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
APR for cash advances
11.90%–17.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Penalty APRCharged after a late or returned payment.
Paying interestThe grace period on new purchases.
25 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Annual fee
AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Transaction fees
Cash advanceNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Balance transfer4% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Foreign transaction1% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Penalty fees
First late fee$32Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Returned payment
Other fees
None disclosedNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Over limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Purchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Balance transfer termsHow long a transfer may be requested for, and how much may be moved.
Grace period on transfersYesConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Source
  • Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum · captured 2026-09-06