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Elga Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | No Annual FeeELGA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Purchase rewardsNot disclosed | 1 point per $1. See source conditions for eligible purchases.ELGA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 1 point for every dollar spent!ELGA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |