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Erie Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases8.90%–17.90%ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
APR for balance transfers8.90%–17.90%ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
APR for cash advances8.90%–17.90%ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo Annual FeeERIE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer$0, No Balance Transfer FeesERIE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction1% of the amountERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
Penalty fees
Late paymentup to $25 — Late Payment Fee:ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
Returned paymentup to $25 — Returned Payment Fee:ERIE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1