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F & A Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | 6.90%–14.50%F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR for balance transfers | 6.90%–14.50%F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR for cash advances | 6.90%–14.50%F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $0.00F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Transaction fees | ||
| Cash advance | $0, $0.00F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | up to $20 — Up to $20F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Returned payment | — | |
| Other fees | $0, No over-limit feesF & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular | 6.90% to 14.50% F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |