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F & A Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases6.90%–14.50%F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for balance transfers6.90%–14.50%F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for cash advances6.90%–14.50%F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee$0.00F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance$0, $0.00F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Balance transfer—
Foreign transaction—
Penalty fees
Late paymentup to $20 — Up to $20F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Returned payment—
Other fees$0, No over-limit feesF & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular 6.90% to 14.50% F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website