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F & A Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | 9.90%–15.90%F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR for balance transfers | 9.90%–15.90%F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR for cash advances | 9.90%–15.90%F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $0.00F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | $0, No annual fees, no transfer fees, free fraud protection. Enjoy a zero-worry Visa card from F&A.F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Foreign transaction | 1% of the amount, Yes, there is a foreign transaction fee of 1%.F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular | 9.90% to 15.90% F & A · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |