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Farmers Bank & Trust Company
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfersintroductory rate first | 0%Farmers Bank & Trust Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | Not disclosed | |
| Annual fee | Not disclosedFarmers Bank & Trust Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsBalance transfer · Introductory | Introductory APR for balance transfer requests must be made within six (6) months of account open date and the promotional rate is good for six (6) billing periods after the balance transfer posts. Balance Transfers requested after this time will have an APR equal to the assigned purchase rate (excluding any introductory APR). The 3% transfer fee is waived during the introductory period.Farmers Bank & Trust Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash back | 1.50% cash back. Payment timing is not disclosed. 1.5% Cash BackFarmers Bank & Trust Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |