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Fedex Employees Credit Association Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfersintroductory rate first2.90%FEDEX EMPLOYEES CREDIT ASSOCIATION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo annual feesFEDEX EMPLOYEES CREDIT ASSOCIATION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance$0, No cash advance feesFEDEX EMPLOYEES CREDIT ASSOCIATION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer$0, No balance transfer feesFEDEX EMPLOYEES CREDIT ASSOCIATION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Opening conditionsA refundable deposit is required to be held in a secured savings account. The Secured Visa card’s limit is the same amount as your security deposit. The security deposit also allows us to provide the card with a low-interest rate.FEDEX EMPLOYEES CREDIT ASSOCIATION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsBalance transfer · Introductory2.90% (12 Months)FEDEX EMPLOYEES CREDIT ASSOCIATION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website