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Financial Plus Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | from 14%FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | — | |
| APR for cash advances | from 17%FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | No annual feeFINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsCash advance · Regular | as low as 17.00%FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsPurchase · Regular | as low as 14.00%FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 1% cash back. Payment timing is not disclosed. unlimited 1% cash back on all purchases. FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | *Reward dollars expire at end of monthly billing cycle four years after they are earned. Rewards are earned each month and your total accumulated dollars are reported monthly on your Financial Plus Visa Platinum statement. Upon closure of Visa Platinum credit card account, all Reward dollars will be void and ineligible for redemption.FINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 1% cash back. Payment timing is not disclosed. Visa Platinum Credit Card 1% Cash BackFINANCIAL PLUS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |