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First Financial of Maryland Credit Union

Product terms with exact source passages
TermValueSource
APR for purchasesintroductory rate first
Introductory, 6 months0%FIRST FINANCIAL OF MARYLAND · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
13.99%–18% variableFIRST FINANCIAL OF MARYLAND · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for balance transfersintroductory rate first
Introductory, 6 months0%FIRST FINANCIAL OF MARYLAND · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
After13.99%–18% variableFIRST FINANCIAL OF MARYLAND · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for cash advances13.99%–18% variableFIRST FINANCIAL OF MARYLAND · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo annual feeFIRST FINANCIAL OF MARYLAND · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance—
Balance transfer0% of the amount, 0% balance transfer feeFIRST FINANCIAL OF MARYLAND · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Other APRsoutside the standard boxes0%FIRST FINANCIAL OF MARYLAND · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR qualificationsBalance transfer · Introductory; Cash advance · Introductory; Purchase · Introductory0% introductory rate for 6 months for qualified membersFIRST FINANCIAL OF MARYLAND · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · RegularAPR means Annual Percentage Rate. Rates are good as of 10/1/24, are based on creditworthiness, and will vary with the market based on the Prime Rate.FIRST FINANCIAL OF MARYLAND · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Cash back1.50% cash back; up to 2% when conditions are met. Payment timing is not disclosed. A cash rebate of 2% is contingent upon opening and maintaining Better Rewards Checking, otherwise purchases earn a 1.5% cash rebate. See requirements for FIRST FINANCIAL OF MARYLAND · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website