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First Hawaiian Bank

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee[[No annual fee | /priorityunlimiteddisclosures]]First Hawaiian Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Cash back2% cash back. Payment timing is not disclosed. You can earn 2% unlimited Cash Back with purchases!First Hawaiian Bank · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Cash back1.50% cash back; up to 2% when conditions are met. Payment timing is not disclosed. Earn 2% Cash Back on qualifying purchases if you have an additional qualifying FHB account OR 1.5% Cash Back if you do not. A qualifying FHB account is any FHB personal deposit account (checking, savings, CD, IRA), mortgage, home equity loan, HELOC, or private banking relationship. You must be an owner of the qualifying account. Agents, beneficiaries, custodians, guardians, personal representatives, guarantors, and other types of non-owners are excluded. Cash Back is accumulated when eligible transactions post to the cardholder’s account.First Hawaiian Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash signup bonus$150 cash award. After $1,500 in qualifying purchases. Payment timing is not disclosed. This offer is subject to credit approval and may change over time. Apply for a new Priority Unlimited Credit Card and, if approved, receive a $150 Cash Back bonus after spending $1,500 in net qualifying purchases (purchases minus returns/credits) within the first three months after account opening. Your account opening date is noted on your approval letter. Certain transactions are not considered qualifying purchases (e.g., cash advances, balance transfers). See the First Hawaiian Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cashback qualificationsCash signup bonus at fhb.com/unlimited for additional details and restrictions. Account must be open and in good standing to receive the $150 Cash Back bonus. First Hawaiian Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website