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First National Bank & Trust Company
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | — | |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Business Rewards Credit Card rewardsNot disclosed | 1 point per $1. See source conditions for eligible purchases.First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Rewards conditionsBusiness Rewards Credit Card rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: Merchandise, Rental cars, Travel. - earn unlimited reward points. Earn one point per dollar on net purchases and First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Rewards source conditionsBusiness Rewards Credit Card rewards | redeem them for merchandise, rental cars, travel and more. Sign in to manage your rewards at First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Rewards source conditionsBusiness Rewards Credit Card rewards | To access rewards, your account must be open and in good standing.First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |