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First National Bank & Trust Company

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee—
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Opening conditions*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Rewards Platinum Visa rewardsNot disclosed1 point per $1. See source conditions for eligible purchases.First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Rewards conditionsRewards Platinum Visa rewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. ® - Unlimited 1x point on every net dollar spent, every day.First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Rewards source conditionsRewards Platinum Visa rewardsAvailable with Rewards Platinum and Cash Rewards Platinum credit cards only. To access rewards, your account must be open and in good standing.First National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website