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First National Bank of Central Texas
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| Access to fundsAdjustable-Rate Mortgages Adjustable-rate mortgages are often more affordable upfront than fixed-rate mortgages. Get in the door earlier with more money in your pocket with an ARM from First National Bank of Central Texas. Find Your Nearest Branch No PMI Required No private mortgage insurance required. No escrow required Control your own tax and insurance payments. Why Adjustable Rate Mortgage Loans? Get in the door faster for less Buying a home can be financially intimidating. PMI, Escrow, and large down payments often mean putting down a large lump sum early in the home buying process. Find Your Nearest Branch Why get an ARM? We offer 15 and 30-year ARM No PMI (Private Mortgage Insurance) requirement No escrow requirement Conforming & Jumbo loans Only a 10% minimum down payment required Find Your Nearest Branch: https://fnbct.bank/locations/ Find Your Nearest Branch: https://fnbct.bank/locations/ | WithheldFirst National Bank of Central Texas · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |