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First National Bank of Omaha

Product terms with exact source passages
TermValueSource
APR for purchasesintroductory rate first
Introductory, 6 billing cycles0%First National Bank of Omaha · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
17.49%–28.24% variableFirst National Bank of Omaha · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo Annual Fee.First National Bank of Omaha · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
APR qualificationsPurchase · Introductory; Purchase · Regular on purchases for the first 6 billing cycles after account is opened. After that, a variable APR based on the Prime Rate between 17.49% and 28.24% APRFirst National Bank of Omaha · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Signup bonuspoints award20,000 points. Spend $3,000 on eligible purchases. Qualify within 3 billing cycles after account opening. Award posting timing is not disclosed. Offer expiration not disclosed.  (20,000 points equivalent) when you spend $3,000 within the first 3 billing cycles after account is opened.First National Bank of Omaha · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Signup source conditions See the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law). Your % back rewards are earned as points.First National Bank of Omaha · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Signup source conditionsMust apply here for this offer. Offers vary elsewhere.*First National Bank of Omaha · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Cash back2% cash back. Payment timing is not disclosed. 2% CASH BACKFirst National Bank of Omaha · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Cashback qualificationsCash back See the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law). Your % back rewards are earned as points.First National Bank of Omaha · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website