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FirstBank Southwest
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $49, Low annual fee of $49.00 per account.FirstBank Southwest · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Preferred Points rewardsNot disclosed | 1 point per $1. See source conditions for eligible purchases.FirstBank Southwest · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Rewards conditionsPreferred Points rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: Cash-back awards, Retail gift cards, Travel, Merchandise. Earn one reward point for each dollar spent, up to 10,000 points per month.FirstBank Southwest · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |