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Firstmark Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases12.25%–18% variableFIRSTMARK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Minimum interest charge$0FIRSTMARK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Annual feeNoneFIRSTMARK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
APR qualificationsPurchase · Regular when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.FIRSTMARK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website