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Fivepoint Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | NoneFIVEPOINT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | $0, NoneFIVEPOINT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Other fees | $0, NoneFIVEPOINT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup bonuspoints award | 5,000 points. Spend $500 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. 5,000 points forFIVEPOINT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup source conditions | $500 in spend for theFIVEPOINT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup source conditions | first 90 daysFIVEPOINT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Purchase rewardsNot disclosed | 1.5 points per $1. See source conditions for eligible purchases.FIVEPOINT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. You'll earn 1.5 points for every dollar spent, and your points can be redeemed for merchandise, gift cards, or a statement credit.FIVEPOINT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |