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Banking RegistryReal data. Clear answers.
Banking RegistryReal data. Clear answers.

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Visa® Zero+ CardRemove

Forward Bank

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee—
Transaction fees
Cash advance—
Balance transfer5% of the amount, minimum $5, Balance transfer transactions from other Elan Financial Services accounts are not permitted. Balance Transfer fee of 5% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. If you take advantage of this offer, you may not be able to avoid interest on future purchases, even if your offer has a 0% APR. You can avoid interest on purchases if you pay your entire account balance, including any balances you create with this offer, in full by your due date each month.Forward Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Cash back4% cash back. Payment timing is not disclosed. 1.You will earn 4% Cash Rewards on eligible Net Purchases for prepaid airfare, car rental, attraction and hotel reservations booked directly in the Rewards Center using your Zero+ credit card. Net Purchases are purchases minus credits and returns.  The account must be open and in good standing (not past due or overlimit) to earn and redeem Cash Rewards and benefits. Cash Rewards expire 5 years from when they are earned, refer to your Program Rules for full details.Forward Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Recurring statement credit · annual statement credit$15 statement credit. Per 12-month period. See source conditions for the period's start date. Allow 1–2 statement billing cycles for payment. 2.An automatic statement credit of $15 per 12-month period will be applied to your Zero+ Account within 1-2 statement billing cycles following 11 consecutive calendar months of purchases, if the Account is in good standing (not past due or overlimit). We reserve the right to adjust or reverse any portion or all of any credit for unauthorized purchases or transaction credits.Forward Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website